China s rules of personal housing loan management ought to be improved.
为了完善我国的个人住房贷款管理法规 ,提出三项主要建议 :扩展个人住房贷款的用途范围 ;扩大贷款对象的范围 ;完善关于贷款担保的规
In recent years,the commercial bank regards the personal housing loan as the high-quality loan,so it has been developing business of personal housing loan in a more cost-effective manner all the time.
近年来,商业银行把个人住房贷款看作是优质贷款品种,因此一直大力发展该项业务。
Because of the good profits of personal housing loan, all commercial banks step into this field, but it also has market risk.
个人住房贷款因具有良好的收益性而成为各商业银行竞相进入的领域 ,但同时也存在较大的市场风险。
The Risk Management Research on Individual Housing Loan in Commercial Bank;
商业银行个人住房贷款风险管理研究
This paper makes an analysis of the causes for the risks of individual housing loans so as to provide some information for the establishment of mechanisms for preventing such risks.
我国个人住房贷款的风险正日益积累却没有得到充分重视 ,可能成为未来银行不良贷款增加的重要因素之一。
With the boom of the real estate industry in China,the amount of individual housing loans expand rapidly,and the risks are growing as well.
随着我国房地产业的蓬勃发展,个人住房贷款量得到了迅速扩张,其风险也日渐显现,为此,我国银行业必须加强对个人住房贷款的风险研究。
With the rapid development of individual loan business for commercial banks,great changes have aken place in its function,nature and management,etc.
随着商业银行个人贷款业务的快速发展,其在功能、性质和管理等方面均发生了不同程度的变异,特别是在当前信贷紧缩的总体形势下,仍被各家银行作为发展重点的个人贷款业务,更容易成为各类资金紧张企业变相追逐的热点,潜在风险值得高度关注。
The “housing slave” is s new expression in China, referring to people who use most of their salary to repay bank loans due to soaring housing prices.
在中国，“房奴”是个新词，指那些因房价飞涨而吧绝大部分工资用于偿还银行购房贷款的人。
houses purchased with loans from building societies
由房屋建筑协会贷款购置的房屋
A New Coagent in House-purchasing: Housing Loans for Personal Re-transactions
购房新帮手:个人再交易住房贷款
Housing loans purchased at the time of the assignment, the assignee can apply for housing loans to individuals housing?
贷款所购房屋转让时，房屋受让人能否办理个人住房贷款？
How to export the Housing foreigners purchase mortgages?
外籍人购买外销房如何办理抵押贷款？
The China Construction Bank offered mortgage loan to commercial residence house Buyers
建行为商品房购买者提供按揭贷款
Can jointly apply for the purchase of second-hand housing provident fund loans?
购买二手房可否共同申请公积金贷款？
Personal house purchase loan means a loan lent by bank to the borrower for purchasing a self-used common housing.
个人购置住房贷款是指银行向借款人发放的用于购买自用普通住房的贷款。
and the majority buy their homes with a mortgage loan from a bank.
而且大多数的人都通过从银行抵押贷款来购房。
There are mortgages to purchase second-hand housing options?
购买尚有抵押贷款的二手房有哪些办法？
The Present Conditions,Problems and Countermeasures of Home Mortgage Loan in China;
我国个人购房抵押贷款发展的现状、问题和对策
The Legal Problems of Buy-back Clause in Mortgage of House for Loaning;
房屋按揭贷款中回购条款的几个法律问题——由一则案例引发的思考
Traditionally, S&Ls collected small savers' deposits and invested them in long-term home mortgages.
储贷业历来吸收小储户的存款，把它投入到购买住房的长期贷款之中。
The market for mortgages is very new so most homebuyers don't have much collateral for obtaining a loan.
正因为抵押贷款市场还是一个新兴事物阶段，大多数房屋购买者并不具有取得贷款的抵押品。
Can use only, can use commercial loan only when you buy the 2nd flatlet, accrual borrows money than accumulation fund slightly tall.
只可以使用一次，当你购买第二套房时只能采用商业贷款，利息比公积金贷款略高。
(f) providing guarantee for auto purchase financing.
（六）为贷款购车提供担保。
basic rule [Housing Loan Scheme]
基本规条〔购屋贷款计划〕
(b) extending loans for auto purchase.
（二）提供购车贷款业务。
