Through the equation of balance sheet between assessment and debt, this paper reformulates the function with two stochastic process of credit risk and interest rate risk under the full consideration of the profile of the losses of bad debts of the commercial banks, deduces the function of loan rate under the maximum utility of profit margin of commercial banks.
在充分考虑了商业银行贷款中非正常贷款的本息损失的基础上,根据商业银行的资产负债平衡表等式,重新构造了商业银行在信用风险随机变化和利率风险随机变化下利润效用的泛函,求导了商业银行利润效用最大时的放款利率函数,应用贝叶斯估计分析了商业银行增加风险规避程度时其放款利率的变化,将风险规避程度从比较弱而难以产生直觉上有吸引力的Arrow-Pratt风险规避程度提高到更强Ross风险规避程度,指出在充分考虑商业银行的风险损失和风险成本时,风险规避程度较高的商业银行将采用更高的放款利率。
Kincheng's business of loan and investment developed rather rapid among its contemporaries.
金城银行的放款、投资业务是同时期的华资银行中发展比较快的一家。
london interbank offered rate
伦敦银行间拆放款利率
LIBOR(London Interbank Offered Rate)
伦敦银行间拆放款利率-
"call money; demand money:Money deposited in an interest-Bearing account, that can be called by the depositor on a day's notice."
拆放款;活期资金:指存在有息帐户中的货币,存款者可以随时提取,但需提前一天进行通知。
On the Crime of Illegal appropriation and Loan of Customers Money out of Count;
用账外客户资金非法拆借发放贷款罪适用探讨
It is forbidden to use the borrowed inter-bank funds to issue fixed assets loans or to make investment.
禁止利用拆入资金发放固定资产贷款或者用于投资。
call money and discount market
短期拆放和贴现市场
sterling inter-bank market
银行同业英镑拆放市场
loan under hire purchase agreement
分期付款购货合同放款
Units compensation is a lessee of all individuals?
拆迁补偿款是否属于承租人个人所有？
The length of time you will lend, or go into a deal,
放款期限的长短或放款是否要放
call loan: a loan on a demand Basis
通知放款,活期放款:根据需求发放的贷款。
disconnection register
拆线寄存器, 释放信号记发器
Singapore Interbank Offered Rate
新加坡银行同业拆放利率
Remove L shape bracket from one side of air gap drain.
从气隙排放装置的一侧拆卸l型支架。
When a car is scrapped, the battery should be consigned to an acid-proof container.
拆卸汽车时，电池应放置在耐酸容器中。
amount due from banks
存放银行同业的款项
One could deposit and lend securities.
他们可以存款放债。
commercial bank discount and loan
商业银行贴现及放款
