This paper argues that it s necessary for the government to set minimum quality standards (MQS) in asymmetric information and heterogeneous market.
本文认为在信息不对称和产品差异化的前提下,存在政府最低质量标准规制的必要性和必然性,而最低质量标准"阈值"的设置会对社会福利产生关键性影响。
The minimum competency standard and licensing, which composes the entry regulation of corporate annuity market in China, were reviewed from quality and quantity dimensionalities in this paper.
质量规制目标明确,最低资质标准能够保证企业年金基金管理机构的底线质量,但受评审专家与金融机构之间信息不对称干扰,资格认定机制无法保证经营牌照发放给真正优秀的金融机构。
